Uyafuna ukulawula izimali zakho? Akukhona njalo ukukhulisa iholo lakho, kungaba lula njengokusebenzisa imali encane. Nakuba kulula ukukhohlwa ngokonga imali lapho uphishekela izindlela ezijabulisayo nezijabulisayo, akuyona indlela enhle yokuqinisekisa impilo yezezimali.
Nakuba kungase kube nezimo ezimbi kakhulu zokonga imali, kuyenzeka ukuhlanganisa ukuphila ngendlela eyongayo ngaphandle kokuyeka ukubala amasenti. Ungathola futhi izinsiza ezinhle kumasayithi okubhuloga awongayo.
Lawa mabhulogi angakusiza ukuthi wonge imali nesabelomali. Zihlanganisa zonke izici zokonga imali, okuhlanganisa ukushintsha umqondo wakho nokuthenga izinto ezinesaphulelo. Ungafunda kubantu bangempela indlela yokuphumelela.
Ake siqale ngalawa mabhulogi awongayo aphezulu.
1. Nikeza incazelo kumasenti
Le bhulogi ngeyalabo abafuna ukufunda okwengeziwe ngokuphila ngendlela eyongayo. U-Michelle udale le sayithi ukuze azisize ukuphatha imali yakhe. Wakwazi ukukhokha izikweletu zakhe futhi wathola imali enhle yokubhala kubhulogi yakhe. Manje ufundisa abanye indlela yokuphumelela ngokwezimali.
Ukwenza umqondo wamapeni Le bhulogi ingenye yezindawo esizithandayo ezongayo kulabo abafuna ukujabulela ukuphila kakhulu kuyilapho besebenzisa imali encane.
2. UMnu. Silver Amadevu
U-Pete ungumholi we-FIRE Umbutho we-FIRE owabantu abazimele ngokwezimali abathatha umhlalaphansi kusenesikhathi. Umhlalaphansi wakhe wawushesha kakhulu, eneminyaka engama-30. Manje uphila impilo elula futhi ukhankasela ukuzimela kwezomnotho.
UMnu. Silver Mustache Le webhusayithi eyanoma ubani ofuna ukonga imali futhi aphile impilo ehlukile. U-Pete unothando lwangempela lokusiza abantu bacabange ngokucophelela mayelana nendlela abasebenzisa ngayo imali nokuthi bangonga kanjani imali.
3. Uguquko Lweminyaka Eyinkulungwane
U-Kristy no-Bryce (umbhangqwana owathatha umhlalaphansi eneminyaka engu-31) ubhala le bhulogi ehlobene kakhulu nehlakaniphile. Manje umbhangqwana uhamba futhi ubhala izincwadi.
Millennium Revolution Lesi sihloko sichaza ukuthi inzalo ehlanganisiwe isebenza kanjani futhi inikeza ezinye izindlela kunezomdabu 9-5. Le ncwadi ibalulekile ukufundwa kulabo abafuna ukonga imali enkulu futhi babe nethuba lokuphila ngendlela abayifunayo.
4. UPenny Hoarder
Ungathola iseluleko sezezimali sayo yonke into, okuhlanganisa ukutshala imali, isabelomali, izintela nokuningi ku-Money Advice UPenny Hoarder. Lezi zihloko zisekelwe kokuhlangenwe nakho kwangempela futhi zigxile emalini nendlela yokwenza ukuthi ikusebenzele.
5. Kujabulele, kushibhile noma mahhala
U-Jordan ungubhlogi ngemuva kwale bhulogi. Okuthunyelwe kwakhe kuyajabulisa futhi kuyajabulisa. Ibhulogi idumile futhi igxile kumagugu omndeni kanye nempilo yezezimali. Uzothola izindatshana ezimayelana namathiphu okuthenga nesabelomali, kanye nendlela yokujabulela ukuphila ngezindleko ezincane. Thola izimpendulo lapha uma unemibuzo ngokuphila impilo elinganiselayo Kujabulele!.
6. Phila kahle, sebenzisa kancane
U-Ruth ubhala ngokukhululekile, ngokwethembeka futhi uyafinyeleleka. URuthe usedlule ezintweni eziningi ukuze afike lapho ekhona, futhi umgomo wakhe uwukusiza abanye baphumelele.
U-Ruth unikeza izeluleko zodadewabo zenkululeko nokonga ngokuthunyelwe kwebhulogi okubonisa indlela yokulondoloza imali nokuhleleka ekhaya Phila kahle usebenzisa imali encane.
7. Umama onempilo eyongayo
U-Savanah, umama we-blogger, wabelana ngamathiphu amahle okuphila nokuncane nokuzihlela. Inikeza neseluleko esibalulekile sokuthi kufanele uzithenge nini izinto ukuze wonge imali. Yilokhu okufanele ukwenze umama owongayoUmbono wakhe ugxile emndenini futhi ubhalisa mayelana nokonga okungokoqobo.
8. Ibhajethi ematasa
URosemarie uvele kumasayithi adumile afana neFox Business kanye neMotley Fool. Ungathola lonke ulwazi oludingayo mayelana nesabelomali Ibhajethi ematasa. URosemarie ukholelwa ukuthi ukuhlelwa kwekhaya kanye nesabelomali kuyahambisana. Izindatshana zikaRosemarie zigxile ekwazini kokubili.
9. Yenza okuningi ngokuncane
U-Courtney ubhala ngempilo elula. I-Courtney ihlobanisa nokuphathwa kwemali, ehlanganisa izihloko ezifana nokuhlelwa kwesabelomali nokwehliswa kwezikweletu. Ku Yenza okuningi ngokuncaneKhumbuza abantu ngamathuba atholakalayo uma belwela ukuphila ngendlela elondekile ngokwezimali futhi ekhululekile.
10. I-Minimalist
UJoshua noRyan bangabangane abanquma ukuphila ukuphila okulula futhi abakaze babheke emuva. Bobabili bangabasekeli abaziwayo bokuphila kancane futhi bangabathengi abaqaphelayo.
Lesi isibonelo esihle kakhulu sokonga. Bakhuthaza abafundi nabalaleli be-podcast ukuthi bacabange kabanzi ngalokho abakuthengayo nokubaluleka kwakho. Ungonga imali eningi ngokufunda lesi sixwayiso Okuncane ibhulogi.
11. Onga imali ngobuhlakani
Umlondolozi wemali ohlakaniphile Indawo enhle yokonga imali futhi uthole ama-bargains. U-Stephy unamathiphu ajabulisayo we-DIY Ungase futhi uthole izindlela zokupheka neminye imibono yobuciko ku-Stephy. Kulabo abafuna ukunciphisa ukusetshenziswa kwemali ekhaya, le bhulogi iwumthombo omuhle kakhulu.
12. Ecebile futhi njalo
UJulien, uKiersten nabanye baxoxa ngezezimali nobudlelwano babo. Izihloko zakhe zihlanganisa uhlahlo lwabiwo-mali, i-FI/RE, nokonga. Isiqubulo sakhe sebhulogi sithi "gqugquzela izingxoxo ezingcono ngemali" futhi usize abanye baphumelele ngokwezimali. Ecebile futhi evamile.
13.Izabelomali ziheha
J. Le bhulogi ikhuluma ngemali. Yaqalwa ngu-J. Uxoxa ngokubaluleka kokonga imali futhi unikeza izeluleko zokuthi ungayisebenzisa kanjani imibono yakhe ekuphileni kwakho kwansuku zonke. Hlola okuqukethwe kwe Kuyathandeka ukuba nebhajethi Forbes kanye neNew York Times.
14. Cela kancane kancane
I-Money Boss Manifesto yincwadi yakhe. Ubhala izihloko ezikhuluma ngokuphathwa kwemali, indlela yokusebenzisa ngokuhlakanipha nokonga.
15. Kusukela ekongeni kuya mahhala
UKathryn Shay noKathryn Shay bakubona ngokombono wababhali Kusukela kumahhala kuye kongayo Lo mhlahlandlela uwumthombo omuhle wokuphila ngendlela eyongayo.
Laba chwepheshe batusa imisebenzi eseceleni nokonga. Ungathola futhi izinsiza ezifana namathuluzi okwenza ibhajethi namabhulogi akhuluma ngezezimali.
16. Iminyaka yakhe eyikhulu
UTori ungumdali Iminyaka yakhe eyikhulu Ukusiza abesifazane ukuba bathole ukuzimela ngokwezimali kanye nempumelelo. Ukholelwa ngokuqinile ukuthi kokubili ulwazi nemali kubalulekile ekuphileni okwanelisayo.
Lapho eseneminyaka engu-25 ubudala, wayesebeke imali eyanele yokukhokhela ikolishi. Ufuna abantu besifazane emhlabeni wonke bakwazi ukonga ngendlela enza ngayo. Ungayithola yonke indawo kusuka ku-CNBC kuya ku-Time. Lapha uzothola ulwazi mayelana nezinketho zemisebenzi, amabhizinisi aseceleni, ukuzimela ngokwezimali nokunye okuningi.
17. Indlovukazi Yenkululeko
UCherie uthatha izinyathelo ezinqala zokukhokha isikweletu sakhe. Engosini yakhe ethi Indlovukazi yokuhamba mahhalaKule vidiyo ukhuluma ngesabelomali esiqaphelayo, ukucabangela phambili kanye nokonga ezindaweni ezifana nokudla nezinsiza. Le bhulogi ilungele wonke umuntu ofuna ukunciphisa izindleko zabo zanyanga zonke.
18. $5 idina
19. Izigigaba zami ezongayo
Iwebhusayithi kaCharlene Izigigaba zami ezongayo Ihlukile ngoba ama-athikili amaningi agxile ekunikezelweni nasekuthengisweni okuvela kumabhizinisi ahlukene.
Izinto eziningi abhala ngazo yimikhiqizo yasendlini, njengezimpahla zokugqoka noma ifenisha. Izihloko zakhe zihlanganisa ukudla kanye ne-DIY, kanye nemibono yokuhlobisa ikhaya. Lena indawo ongaya kuyo uma ufuna ukuthola ukuthengisa okuhle!
20. Ukuphila okukhulayo
Ungathola ibhulogi lapha Impilo ekhulayoUJeff Miller ukhuluma ngokuphila ngendlela eyongayo nokuthi ungayisebenzela kanjani indlela yokuphila oyifunayo. Ikukhuthaza ukuthi usebenze kancane ukufeza izinhloso zakho.
Uzothola ulwazi oluningi mayelana nokonga nokwenza ibhajethi, kanye nemibono namathiphu okuhlala uhlelekile. Kubantu abanezinhloso ezinkulu futhi abadinga ugqozi, le bhulogi ingaba insiza enkulu.
21. Jessi Fearon
22. Ukuphila Kwe-Chic Eyongayo
UNicole I-Chic Frugal Living Le bhulogi iyindawo engcono kakhulu yokuthola ugqozi lwemali. Nakuba ewamukela ngokugcwele umqondo wokonga imali, uyakwazi nokulinganisela izinto eziza kuqala kuye, njengomkhaya nomsebenzi.
Ibhulogi yakhe isinika ukuqonda ngempilo yakhe njengomuntu olwela ukuzimela ngokwezimali. Noma ubani onezinhloso ezinkulu zezezimali uzothola iseluleko esihle kubhulogi yakhe.
23. Isabelomali: impilo kanye nesabelomali
ULatoya ukholelwa ukuthi uhlelo lwezezimali lungakusiza uphile impilo enhle. ULatoya ukholelwa ukuthi ukuba nohlelo lwezezimali nokuphila impilo enhle kuyahambisana Isabelomali kanye nempiloKunengxenye yewebhusayithi yabo enikezelwe ngokuphelele emibonweni yendlela yokuphila eyongayo. Iphinde ibe nama-athikili amaningi ahlanganisa yonke into kusuka kuma-side hustles kuya ekuzithuthukiseni. Isitayela sakhe sokubhala siyahlobene kakhulu futhi sisebenzisa izibonelo ukukhombisa abafundi ukuthi bangayenza kanjani imali isebenze kangcono.
24. UCaroline Vencil
UCaroline Vencil Wabelana ngendaba engavamile kubhulogi yakhe eyongayo. Iseluleko sakhe ukuthi uphile ngeholo elilodwa futhi wonge imali ukuze ukwazi ukubeka phambili umndeni wakho.
Kuwebhusayithi yabo banendatshana egqamisa lapho abafundi bemosha khona imali, kanye nama-e-books. Kuyenzeka ube nokuphila okunethezekile ngisho noma ungaholi mali eningi, ngakho usiza nabanye ukuba benze okufanayo.
25. Amasenti amaningi ashodayo
Amasenti amaningi alahlekile Ukholelwa ukuthi ngokuncane ungaya kude futhi ukhombisa ukuthi ungonga kanjani okuncane futhi uthole imali ngakho. el tiempo. Ibhulogi igxile kubazali nemindeni yabo. Uzothola izindlela ezilula zokwenza imali kusayithi. Bheka futhi i-Amazon's Deals Finder.
26. Hamba ngesabelomali
Uma imali iqinile futhi ufuna ukuya ezindaweni ezingavamile, Uhambo lwebhajethi Indawo ephelele yokuqala ukuhlela Ukuphila ngesabelomali akusho ukuthi awukwazi ukuzijabulisa.
Le webhusayithi inikezela ngamathiphu okuvakasha namadili aseduze nakude. Le webhusayithi futhi inezindatshana ezimayelana nokuhlala nolunye ulwazi olufanele lwango-2021.
27. Umbhangqwana wesabelomali
Umbhangqwana wesabelomali Ungayisebenzisa kahle le bhulogi ngokufunda amathiphu. Izindatshana zendatshana zebhajethi zemibhangqwana zihlanganisa izihloko ezifana nokubuyekezwa kohlelo lokusebenza okonga imali, ungakhathazeki ngezezimali, nokuthi ungakwenza kanjani konke kusebenze emholweni owodwa. Le bhulogi inikeza iseluleko esilula nesisebenzayo.
28. Umsindo nemali
UTalaat McNeely noTai McNeely bagxile emshadweni nakwezezimali Imali yakhe kanye neyakhe Kukhona amathani amavidiyo nama-podcasts kuwebhusayithi.
Umbhangqwana ufuna ukuzijabulisa futhi uphumelele emizamweni yabo yokwenza imali, okwenza le bhulogi ibe enye yamabhulogi aphilayo angongayo adumile.
29. Ibha yemali
Ibha yezezimali inikeza umbono oyingqayizivele wemfundo yezezimali. U-Marsha Barnes (umdali wesayithi) uletha imfundo yezezimali ngokuqondile kubantu ngebhasi elivuselelwe, eliya emiphakathini nasezikoleni ukuze lifundise ngemali.
Le bhulogi iqukethe amathiphu empilo yangempela ukusiza abantu abanemibuzo mayelana nokusebenzisa imali nokonga. Uma ufuna ukwazi okwengeziwe, ungajoyina iklabhu yamalungu. Lokhu kunikeza ukufinyelela emphakathini omangalisayo wabantu abanomqondo ofanayo futhi kunikeza izifundo ezinhle ngemali. IForbes kanye neBlack Enterprise bethule iMoney Bar.
Nawa amabhulogi amahle mayelana nokuphila ngendlela eyongayo.
Ungawathola lawa mabhulogi uma ufuna ukonga kodwa ungaqiniseki ukuthi ungaqala kuphi. Uzothola ukuthi nakuba ukonga imali kungase kubonakale kudingekile, ukonga kungaba mnandi futhi kukunike umuzwa wokufeza okuthile.
Kungenzeka ukwenza intuthuko enkulu empilweni yakho ngokusebenzisa imali encane. Lokhu kungaholela ekubeni nethemba elikhulu nenjabulo ekuphileni kwansuku zonke. Sithemba ukuthi le mibono yokubhuloga eyongayo izokukhuthaza!
Igama lami ngingu-Javier Chirinos futhi ngizifela ngobuchwepheshe. Kusukela kudala, ngangithanda ama-computer nemidlalo ye-video futhi leyo nto yokuzilibazisa yagcina isiwumsebenzi.
Bengilokhu ngishicilela mayelana nobuchwepheshe namagajethi ku-inthanethi iminyaka engaphezu kwe-15, ikakhulukazi ku- mundobytesPlay
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