Izindlela ezingama-21 zokonga imali

Ngezinye izikhathi, kungakhathaliseki ukuthi sicabanga ukuthi sinciphisa kangakanani izindleko, akwanele. Nakuba ukunciphisa ubulungu be-Starbucks kanye nejimu kungaba yindlela ephumelelayo yokunciphisa, ngezinye izikhathi udinga okuthile okwengeziwe. Kufanele sithole izindlela ezeqisayo zokonga futhi siphile ngesabelomali esiqinile.

Bekuwunyaka onzima emndenini wami. Asidlanga lutho ngaphandle kwenkukhu nelayisi unyaka wonke. Ngoba? Umama wathola inkukhu enkulu kumlimi. Kwaphela iminyaka ngingakwazi ukudla inkukhu, kodwa ukuhlakanipha kukamama kwasiza ekugcineni ukudla phezu kwetafula ngisho noma imali incane.

Uma ufuna imiqondo ethile yokonga imali eningi, sikuphathele. Le ndlela ayihloselwe ukuhlala unomphela, kodwa ingakusiza ukuthi wonge imali ngesikhathi esifushane.

Yini engalungile ngokuzama ukwenza imali isebenze kahle?

Kungenzeka ukuthi ufuna izindlela zokonga ngokwedlulele ngenxa yezinto eziningi. Mhlawumbe ulahlekelwe umsebenzi, futhi manje kufanele uphile ngemali oyilondolozile ngenkathi ufuna umsebenzi omusha. Mhlawumbe uzimisele ukukhokha zonke izikweletu zakho, kuhlanganise namakhadi esikweletu.

Ungakwazi ukwakha izimali zakho zokonga ezimeni eziphuthumayo kanye nezomhlalaphansi noma ngabe uphila ngesabelomali esiqinile. Le mibono ayikwazi nje ukukusiza ukuthi wonge imali, kodwa futhi ingenza impilo yakho ibe lula.

Uma udlule ezikhathini ezinzima, asikho isidingo sokuba namahloni ngakho. Eqinisweni, ungenza kangcono. Ngo-2020 kuphela, i-United States yayinabantu abayizigidi ezingama-37 abampofu. Kodwa lawa macebiso okonga imali angakongela kakhulu, ngisho nalapho kuba nzima.

Le mibono engama-21 iyindlela eyeqisayo yokonga imali

Ingabe uzimisele ukunciphisa izindleko zakho? Ngakho kungani ungazami eminye yale mibono yokonga imali ngokwedlulele? Ungazama eyodwa, emibili noma engu-21 yale mibono. Ungagcina ngokushesha ngalawa macebiso!

1. Ungenza umuthi wakho wokuxubha kanye nesiqedaphunga kusuka ekuqaleni

Ubuwazi ukuthi awudingi ithani lezithako zikanokusho ukuze wenze ezakho zangasese? Kulula kakhulu ukwenza owakho umuthi wokuxubha kanye nesiqedaphunga. Uzodinga kuphela amafutha kakhukhunathi, i-baking soda namafutha abalulekile.

Ngisho noma unesikhumba esizwelayo noma izinsini, kungaba inzuzo kuwe. Ungakwazi futhi ukujabulela Izinzuzo zemvelo. Kule sayithi, ungathola futhi iresiphi yokuxubha amazinyo kanye nesiqedaphunga I-Zero Waste CollectiveLawa ngamathiphu ambalwa nje kwabaningi be-DIY ongawasebenzisa.

2. Yidla imifino

Intengo yenyama iphezulu. Ikakhulukazi inyama ebomvu. Kungenzeka ukunciphisa inani lenyama ekudleni kwakho futhi wonge imali. Kunezindlela zokupheka eziningi ezihlwabusayo zemifino laphaya, ngakho-ke awudingi ukunciphisa ukunambitheka kwakho.

Khumbula ukuthi ukudla kwemifino kungabiza uma uthenga ngaphandle kwesizini noma uma udla imikhiqizo ekhethekile. Futhi uzodinga ukwenza isiqiniseko sokuthi uthola amaprotheni anele ngokudla okunjengamantongomane namatshwele. Uma unesabelomali esiqinile, kungase kusize ukunciphisa inyama.

3. I-air conditioning kumele ivaliwe

Ungaphinda wonge imali ngokuvala isiphephetha-moya. Kungase kubonakale kudlulele. Kodwa bewazi yini ukuthi i-air conditioning ayivamile emhlabeni wonke, ngisho naphakathi Isimo sezulu esifudumele njengaseSpain?

Lokhu kwenza umqondo omkhulu. I-air conditioning idla amandla amaningi futhi ingakhuphula isikweletu sakho sikagesi. Nakuba kungase kungabi nengqondo kuzo zonke izindawo zase-US ukuvala isiphephetha-moya, okuncane ongakwenza ukukhuphula izinga lokushisa ngamadigri ambalwa. Cabangela ukusebenzisa ifeni ephathwayo noma izingubo zamanzi abandayo zesidala.

4. Yehlisa ukushisa

Njengoba kushiwo ngenhla, ukunciphisa izindleko zokushisisa kungenye indlela yokunciphisa izindleko. Isistimu yokushisisa, njenge-air conditioning, idla amandla amaningi. Ibhili yakho yokushisisa ingaba yimbi kuye ngeyunithi yokushisisa oyikhethayo.

Ukufaka i-insulating ifulethi noma indlu yakho kungakusiza ukuthi uyigcine ifudumele. Namathisela amafasitela akho ngerayisi kanye nebhulukwe elidala lebhulukwe ukuze wenze isivalo esisalungiswa. Futhi gcina iminyango yekamelo ivaliwe, ukuze isistimu yakho yokushisisa ingadingeki isebenze kanzima ukushisisa igumbi ngalinye.

5. Gqoka futhi uheme amasokisi akho

Njengendlela yokuzinza, ngaqala ukucwebisa amasokisi ami. Ngiyayithanda! Ngisabhekile NetflixNgivame ukugqoka amasokisi. Ingxenye engcono kakhulu ukuthi akuzange kudingeke ngithenge amasokisi amasha cishe eminyakeni emine ngenxa ye-darning.

Okufanayo kungasetshenziswa indlela yokudweba Ukulungisa izimbobo kumajezi. Ngeke nje kwenze izingubo zakho zibe zinhle, kodwa izozigcina zisesimweni se-tip-top.

6. Dala izinto zakho zokuhlanza

Njengezinto zokugeza, awudingi imikhiqizo ebizayo ukuze uyihlanze. Uviniga omhlophe, i-baking soda, nolamula ngezinye zezinto ezisebenza kahle kakhulu zokuhlanza. Isoda yokubhaka ingasetshenziselwa izinjongo eziningi endlini yami, ngakho ngigcina okungenani amaphakethe ama-2.

Mane uhlanganise ingxenye eyodwa kaviniga nengxenye eyodwa yamanzi. Okulandelayo, engeza ucezu lukalamula bese uluvumela ukuthi luthele okungenani izinsuku eziyisikhombisa. Bese, yifake ebhodleleni lesifutho futhi usuqedile! Ungayisebenzisa ukuhlanza cishe yonke indawo. Ukuze uthole amabala aqinile noma ukungcola, ungakwazi ukwengeza i-baking soda.

7. Kufrize ukudla

Isiqandisi sakho singabamba cishe noma yini futhi siyisisetshenziswa esingcono kakhulu uma uphila ngesabelomali esidlulele. Ukuze uqiniseke ukuthi akukho lutho olumoshayo, ungaphinda umise amakhambi ngamafutha omnqumo, ubhanana obunjiwe, noma asetshenziswe kuma-smoothies nezinkwa.

Imfucuza yokudla ibalelwa ku-30 ​​kuya ku-40% wokunikezwa kokudla kwase-US Ungonga imali ngokuqandisa ukudla okungaboli ngaphambi kokuthi kufinyelele ezindaweni zokulahla imfucuza. Qinisekisa ukuthi ulandelela ukudla nokuthi akuqandisiwe.

8. Oda ngobuningi

Nakuba kungase kubonakale kungenangqondo, ukuthenga ngobuningi kungakusiza wonge imali ngakho el tiempo. Kungase kudingeke ukhokhe ngaphezulu ngaphambili ukuze uthenge ngobuningi.

Uma uthenga imikhiqizo eminingi yasendlini eyisisekelo, njengelayisi noma i-pasta, uzothola ukuthi ishibhile ekugcineni. Hlela ukuthenga kwakho kwezitolo ezinkulu kubhajethi yakho.

9. Thola amasampula wezimonyo wamahhala

Ingabe unamaphuzu amaningi ku-akhawunti yakho? sephora ikhadi? Amasampula wamahhala ezimonyo nemikhiqizo yobuhle angatholakala. Empeleni, isampula ye-Sephora engayithola yanginika isicwebezelisi sezindebe engisithandayo iminyaka emithathu.

Ngaphezu kwama-lipstick kanye ne-mascara, kuneminye imikhiqizo ongayi-oda amasampula wayo esitolo. Akhona namasampula amahhala ezitolo ezinkulu.

10. I-Dumpster diving

Amathuba awapheli ngalokho ongakuthola esitsheni. Lokhu akukona okwabantu ababuthakathaka, kodwa uma ungonga ngokwedlulele, ungathola izinto eziningi ezilahlwa abantu. Kungaba yinoma yini kusukela ezingutsheni kuya ifenisha, ngisho nokudla imbala. Kufanele uqaphele lapho ufuna iziqukathi endaweni yangasese.

11. Ohlala nabo bayindlela enhle yokuhlalisana

Kungenzeka ukwabelana ngegumbi nomunye umuntu futhi wonge okuningi ekuqashweni noma ezintweni ezisetshenziswayo. Ungakwazi ukwabelana ngekamelo lokulala uma uzizwa unamandla. Ngakwenza ngelinye ihlobo ngesikhathi ngiqeqeshelwa umsebenzi enyuvesi e-DC ngoba njengomuntu oqeqeshwayo angikwazanga ukukhokhela izindleko zokuphila ezixakile.

12. Sebenzisa amakhuphoni

Amakhodi ekhuphoni asatholakala futhi angakusiza ukuthi wonge imali, ikakhulukazi uma unesabelomali esiqinile. Namuhla ungathola amakhodi ekhuphoni kuyo yonke i-inthanethi, ngakho-ke yenza usesho olusheshayo -Google uma uzothenga ku-inthanethi. Qaphela izaphulelo futhi uthenge kuphela lokho okudingayo ngempela, njengezingubo ezintsha noma izinto zikagesi.

13. Bamba iqhaza emicimbini yokuxhumana ukuze uthole ukudla kwamahhala

Indlela enhle yokonga imali kwakuwukuvula imicimbi noma ukuba namaphathi okuxhumana ngesikhathi sasekolishi. Ngoba? Ngoba kumahhala. Leso kwakuyisidlo sami sakusihlwa ngalezo zinsuku. Futhi kube yithuba lami lokuxhumana nokuhlangana nabantu abaningi abathakazelayo.

14. Sebenzisa amathawula ephepha kancane

Amathawula wephepha awawona nje amabi emhlabeni, futhi abiza imali eningi. Kubonakala sengathi uma unamathawula amaningi, uwadinga kakhulu. Amathawula noma ama-rags ayindlela enhle futhi eshibhile.

Ngisho nezimpahla ongazithandi zingaphinda zisetshenziswe bese ziphenduka amanikiniki. Lokhu kuzokwelula ukuphila kwayo okusebenzisekayo. Uma ufuna ukonga imali, kuwumqondo omuhle ukususa amathawula ephepha.

15. Esikhundleni sokuthenga ama-condiments ezindaweni zokudlela, ungasebenzisa amaphakheji ezindawo zokudlela

Ngibonakala ngithola amaphakethe amaningi e-condiment njalo uma ngivakashela i-Taco Bell noma i-McDonald's. Kangangoba ngesinye isikhathi angisitholi ngisho nesidingo sokuthenga amabhodlela e-ketchup ekhaya.

Ungakwazi futhi ukugcina amabhokisi e-condiment futhi u-ode izinto ezengeziwe. Lena indlela enhle yokonga imali. Ungawagcina nasezitsheni zakho ze-condiment ukuze ungakhathazeki ngamaphakethe amancane efrijini lakho. Kuyiqhinga elilula elonga imali futhi elingadingi msebenzi omningi.

16. Sebenzisa ama-napkins wendawo yokudlela kancane

Enye indlela yokonga imali ukucela ama-napkin engeziwe ezindaweni zokudlela. Ngihlale ngicela ama-napkins futhi ngihlala ngigcina umbhangqwana esikhwameni sami. Ngeke wazi ukuthi uzowadinga nini. Kungani ukhokha izindleko ezengeziwe zama-napkins?

17. Qiniseka ukuthi ulipheka kabili itiye noma ikhofi lakho.

Ukhokho wami waphila phakathi Nokucindezeleka Okukhulu Kwezomnotho futhi lokhu konga ngokweqile kwemali kuyiqhinga lakhe. Ubaba wathi wenza ikhofi ekuseni kakhulu futhi washiya ikhofi eligayiwe ukuze alenze futhi ngokuhamba kwesikhathi.

Ngizamile leli qhinga futhi nakuba ngikuthola kunzima ukwenza ikhofi kabili, kuyisu elihle ukulisebenzisa netiye.

18. Thenga ingxenye yokuthengisa!

Lapho ngidinga ngokuphuthumayo i-jean, noma amabhantshi, ngilinda ukuthi isizini yokuthengisa ihambe. Bese ngiya esigabeni sokuthengisa. Angizihluphi nangokubheka ngaphambili esitolo, kunalokho ngihlale ngibheke ngemuva. Kungase kudingeke umbe kancane, kodwa uzothola okudingayo futhi wonge imali eningi kule nqubo.

19. Yenza izinhlolovo ku-inthanethi

Kungase kubonakale sengathi wonke umuntu unelungelo lombono wakhe ku-inthanethi, kodwa abanye abantu bazokhokha ngempela ukuze uveze umbono wakho. izindawo ezifana I-Swagbucks Y I-Junkie Survey Bayakukhokhela ukuze ubambe iqhaza kuzinhlolovo, ngisho nokuzama imikhiqizo emisha. Kuyindlela elula yokuthola ukheshi

20. Ungakwazi ukuqasha i-spare room endlini yakho

Ungathola imali eyengeziwe ngokuqasha igumbi lakho eliyisipele I-Airbnb. Ungasebenzisa isibali sesayithi ukuthola ukuthi ungazuza malini ngokuqasha isonto ngalinye.

Kufanele futhi ukhumbule ukuthi ukuhlanza kungase kuhlanganise izindleko ezengeziwe. Kuzodingeka futhi wamukele abantu ongabazi abahlala endlini yakho izinsuku ezimbalwa noma amasonto.

21. Izingubo zakho ezindala zingathengiswa

Ingabe unawo amabhuzu amadala ocabanga ukuthi ayathandeka ngempela kodwa ongawathandi ngoba izithende eziphakeme zibenza bangakhululeki kakhulu? Ungawalahla, noma uwavumele aqoqe uthuli ngemuva kwekhabethe lakho. Vinted noma I-Poshmark.

Kulula kakhulu ukusetha futhi kudinga isikhathi esincane kakhulu sokulungiswa. Thatha izithombe ezimbalwa zezinto zakho, khetha inani bese uzilayisha. Manje linda ukuthi bakulethele izingubo zakho ezintsha.

Ungonga imali ngokusebenzisa lezi zindlela eziqinile zokwandisa ukonga

Uma ufuna izindlela ezeqisayo zokonga imali, ziningi izindlela zokonga imali encane. Ungagcina imali nyanga zonke ngokudala, inhlanhla, kanye nenhlanhla encane.

Nakuba kungase kungabonakali njengokukuningi, kungangeza ngokushesha phakathi nezinyanga ezimbalwa. Thola eminye imibono ye-frugality eyeqisayo lapha.