Umceli mngeni we-100 weentsuku: Ngaba kufanelekile? Okuhle nokubi!

Kuhlala kulungele ukugcina imali. Nangona kunjalo, kunokuba nzima kuwe ukugcina imali nyanga nganye. Unokucinga ngokuzama umceli mngeni wokonga iintsuku ezili-100 ukuba ufumanisa kunzima ukugcina imali nyanga nganye.

Ngeentsuku nje ezili-100, lo mngeni unokukunceda wonge ngaphezulu kwe-5.000 yeedola! Masingene ngaphakathi!

Ngaba umngeni weentsuku ezili-100 uphelile?

Umngeni wokugcina imali, i-100 Day Money Envelope Contest ikuvumela ukuba ufikelele kwinjongo yokugcina i-$ 5.000. Ngumkhwa osebenzisa iimvulophu ukugcina izixa ezahlukeneyo zemali kangangeentsuku ezili-100.

Lo ngumbono odume kakhulu wokunceda abathathi-nxaxheba bonge imali ngendlela elula neyonwabisayo.

Ungaphumelela ntoni nge-100 Day Challenge?

Ngokolwazi lwamva nje, I-Federal Reserve Survey yeeMali zabaThengiIntsapho eqhelekileyo yaseMerika ine-R41.600 yokonga.

Nangona oku kusenokubonakala kungumsebenzi omninzi, gcina ezi ngongoma zilandelayo engqondweni Iingcali ziyacebisa Yonga iinyanga ezintathu ukuya kwezintandathu zeendleko eziqhelekileyo zenyanga zongxamiseko.

Ngaphezu koko, oku akubali ukonga kwizinto ezifana nemoto, intlawulo ephantsi yendlu, okanye uhambo oluzayo.

Unokwenza iintsuku ezili-100 zomngeni wokulondoloza imvulophu ukuba ufuna ukonga imali kodwa ukufumanisa kunzima ukuyigcina nyanga zonke. Lo mceli mngeni unokukunceda ukuba wonge imali yongxamiseko, uhlawule amatyala, kwaye wongele iiholide.

Yintoni injongo yokwenza i-100 Day Money Challenge?

Ukuba awunayo i-akhawunti yokonga okanye uneendleko ezinkulu ezizayo ekufuneka uzigcinele, ngoko ke i-100 Day Envelope Challenge inokuba yeyakho.

Ubalo lwakutsha nje lubonisa ukuba abantu abaninzi baseMelika banengxaki yokugcina imali yabo. Kulo nyaka, umlinganiselo wokongiwa komntu wehle nge-15 ekhulwini INorthwestern Mutual yenza uphononongo..

Umceli mngeni wemali weentsuku ezili-100 unokuba yindlela entle yokunyusa okanye ukugcina ukonga kwakho.

Yintoni imfihlo okuphumelela 100 boosters?

Uya kufuna iimvulophu zemali ezili-100 ukuze ugqibezele umceli mngeni weentsuku ezili-100. Ungazixuba zonke kwaye ukhethe enye ngosuku ngalunye. Inani olikhethayo liya kugqiba isixa semali oyigcinayo. Ke ekupheleni kweentsuku ezili-100 uya kube ugcinile i-5.050 yeedola.

Ukuba ngenye imini ukhuphe i-15 yeedola imvulophu, ngokomzekelo, uya kufaka i-$ 15 kwimvulophu. Yitywine kwaye uyibeke ecaleni. Ubuya kongeza i-$ 7 ukuba kufuneka uzobe imvulophu ye-7 kwakhona.

Iintsuku zinokusasazwa, ngoko akufuneki wenze umngeni rhoqo ngeempelaveki. Kufuneka kukuthathe ixesha elide ukugqiba i-100 Day Pack Challenge, kodwa unokuchitha imali eyongezelelweyo kwezinye izinto.

Ngaba ucelomngeni lwemvulophu yogcino lwe-100 lufanelekile?

Ukugcina imali kunokuba lula njengomngeni wemvulophu ye-100. Kodwa kunokwenzeka kuphela ukuba uhlala uqinile. Lo mngeni unokukukhuthaza ukuba wonge imali ukuba ungumntu othanda imingeni kunye nemidlalo.

Ungagcina ngaphezulu kwe-5.000 yeedola ukuba ugcina umceli mngeni kangangeenyanga ezimbalwa. Nangona kunjalo, ukuba awuwenzi umceli mngeni yonke imihla, kunokuthatha ixesha elide ukuwugqiba.

Ziziphi iingenelo kunye neengozi zoMngeni we-100 weMvulophu?

Nangona i-100 Day Challenge ineenzuzo ezininzi, ayinguye wonke umntu. Nazi izinto ezilungileyo kunye nezibi kulo mngeni.

Iingenelo

Ezi zezinye zezibonelelo zomngeni we-100 wokulondoloza imali. Olu lwazi lunokukukhuthaza ukuba uzame i-100 Savings Envelope Challenge.

Ukugcina kulula kwaye kumnandi

Ngubani ongawuthandiyo umdlalo olungileyo? I-100 Day Pack Challenge yindlela entle yokuzikhuthaza ukuba uyayithanda imidlalo kwaye uyakhuphisana.

Ayifuni mali ininzi ukuze uqalise

Kwezinye iintsuku uya kufuna kuphela i-1 okanye i-2 yeedola. Unokufuna kuphela i-100 yeedola ngosuku. Izixhobo ozidingayo ukuze uqalise kulula ukuzifumana. Ufuna kuphela iphepha, ipeni kunye nemali.

Ungayiqhelanisa nemikhwa yakho yokusebenzisa

Ungalungisa umceli mngeni weentsuku ezili-100 kwiimfuno zakho ukuba awunamali yaneleyo. Ukuba ubona kuyimfuneko, unokukhetha ukuthabatha ikhefu ngeempela-veki uze uhlehlise ucelomngeni kangangeeveki ezimbalwa.

Uluhlu

Ezi zizinto ezinokuthi zingabi lula kuwe malunga neentsuku ezili-100 zomngeni wemali. Ukuba ugqiba kwelokuba uzame, gcina ezi zinto engqondweni.

Kuyimfuneko ukuba nemali.

Uya kufuna imali kwi-100 Days of Money Envelopes Challenge. Abanye abantu abakuthandi ukuphatha imali. Unokuba nomdla kwenye yale mingeni ukuba ufuna ukuya kwinqanaba ledijithali.

Kuthatha ngaphezu kweenyanga ezintathu ukugqiba ubuncinane

Ukugqiba umceli mngeni weentsuku ezili-100, udinga ixesha. Kuya kufuneka ugqibezele i-100 Day Pack Challenge phantse yonke imihla kangangeenyanga ezintathu okanye ngaphezulu.

Esi sicwangciso sinokungasebenzi kwabo baphila ngemivuzo yabo.

Lo mngeni wokonga imali usenokungasebenzi kuwe ukuba awunamali ininzi ebekelwe bucala suku ngalunye. Khangela eminye imingeni efuna imali encinci ngaphambili, njengalo mceli mngeni wokonga imali. Ungafumana iinkcukacha ezithe vetshe ngezantsi.

Unokuzama nezinye iindlela zokonga imali

Ungagcina imali kwizinto ezininzi, kwaye lo mngeni wemali weentsuku ezili-100 ngomnye wabo. Isenokungabi yeyona ilungileyo kuwe. Jonga ezi ngcamango ukugcina imali.

umngeni weeveki ezingama-52

Ungagcina amanani athile ngeveki nganye nge-52 Week Challenge. Oku kuya kukunceda ufikelele usukelo lwakho lokugcina i-$1 kwiiveki ezingama-52 (okanye ngonyaka). Qala ngokugcina i-$1 kwiveki yokuqala, uze ugcine i-$1 ngeveki ude ufikelele kwi-$1.378.

Musa ukuchitha iintsuku ezingama-30

Kufuneka ugcine iindleko zakho phantsi kolawulo. Umceli mngeni kukunciphisa inkcitho yakho kwizinto ezingeyomfuneko kwaye unamathele kwixesha elithile, njengenyanga. Oku kuthetha ukuba akunyanzelekanga ukuba uye kuthenga okanye uthenge izinto ezongezelelweyo njengekofu okanye ukutya ngaphandle.

Umngeni: $5 ukonga

Njengomngeni we-100 Day, i-5 ye-Savings Challenge ngomnye umngeni wokugcina imali. Lo mceli mngeni ufuna ukuba wonge i-5 yeedola ngedola nganye oyifumanayo. Emva kweenyanga ezintathu, uya kuba wonge imali eninzi.

Umngeni wePenny

Umceli mngeni wokonga ipeni kulula kakhulu ukuyenza. Qala ngokugcina isenti enye ngosuku, kwaye emva koko wonge enye isenti ngosuku ngalunye unyaka wonke. Ekupheleni konyaka, uya kuba ugcine iyonke 667,95 $

Umngeni: Ikhefu leKofu

Ngaba uyayithanda ikofu? Akukho mfuneko yokuba uthenge i-latte rhoqo kusasa. Endaweni yoko, unokwenza i-piggy bank Unokwenza ikofu yakho ekhaya. Ungagcina amakhulu eedola ngonyaka ngokungathengi iziselo ezibizayo.

30 imini minimalist umngeni

Umceli mngeni omncinci wokunciphisa into enye ngosuku. Nangona oku ingengomceli mngeni wokonga kwaye kukodwa, kunokukunceda ukuba ugxile kancinci kwinkcitho kwaye ukonwabele izinto osele unazo.

Yamkela iintsuku ezili-100 zomngeni wemvulophu!

Zama i-100 Day imvulophu Challenge ukuba ujonge indlela ekhawulezayo nelula yokugcina amawaka ambalwa eedola. Olu celomngeni lufuna imathiriyeli encinane kakhulu kwaye luyakhawuleza ukulugqiba nyaka ngamnye.

Kwaye wakube ugqibile, uya kuba ugcine ngaphezulu kwe-5.000 yeedola! Inokukunceda ukuba ungene kumkhwa wokwenza iakhawunti yakho yokonga ngexesha likaxakeka kunye nokonga imali.

Emva kokuba uyigcinile imali yakho, usenokuba uyazibuza ukuba wenze ntoni ngokulandelayo. I-Clever Girl Finance inamanqaku amaninzi okukunceda ukuba wonge imali, wongeze umvuzo wakho, kwaye uphile ubomi obungenamali.