Cheki yechina yekukurudzira inoitika - kana uchigara munzvimbo idzi

Zvinoita sekuti pese painotumirwa cheki yekuda kuburitswa, pane kumbomira kwemasekondi mashanu munhu asati atanga kubvunza, "Saka ... pane zvichave ...?" Zvimwe (Yeuchidzo: Cheki chetatu chekusimudzira chakatumirwa munaKurume 2021.) Kana iwe uri mumwe wevanhu vari kunetsekana kana pachave nekurudziro yechina, tine mhinduro yako: Hongu. chinhu chakadai. Ichokwadi, chechina chekukurudzira cheki es asi kana chete unogara mune dzimwe nyika dzeAmerica.

Ikozvino, iwe unofanirwa kunge uchifunga, Mira, mirira, mirira, mirira, mirira. Mira, chii? Chokwadi?

Hongu, ichokwadi. Tichasimbisa iyi layer ne layer, kubva kumahombekombe kuenda kumahombekombe.

Ko zvitsitsinho zve4th stimulus zvasvika here?

Ivo mwanakomana-asi ivo havabvi kuhurumende yemubatanidzwa semacheki matatu ekupedzisira ekusimudzira. Panguva ino, zvinoenderana nenyika yaunogara. Ndizvozvo, macheki ekusimudzira echina aya ave kuenda kune vamwe vanhu pamatunhu nemanisipala.

Panguva yakatangwa mari yechibatiso yeUS, nyika makumi mashanu muboka rayo dzakagamuchira mabhiriyoni zana nemakumi mapfumbamwe nemashanu emadhora (madhora mazana mashanu emamiriyoni kudunhu rega rega) kubatsira kubhadhara hupfumi hwavo.¹ Iyo imari yakati wandei. Asi heino kubata: ivo havafanirwe kushandisa iyo mari zvachose. Nyika dzinofanirwa kuona mashandisiro emari iyo mari isati yapera 2024, uyezve vane kusvika pakupera kwa2026 kushandisa iyo mari yese.² Aya mazuva ekupedzisira anogona kutaridzika kure kwazvo, asi wachi iri kukwenya.

Ndedzipi nyika dziri kugovera chikamu chechina checheki yekukurudzira?

Hezvino izvi: ese makumi mashanu ematunhu anogona kuwana mari iyi, asi chekutanga, vanofanirwa kufunga kuti vanoda kuishandisa sei. Parizvino, idzi ndidzo nyika dzakatsanangura chirongwa chemutambo chekushandisa mari secheki yechina yekukurudzira.

Muedzo wechina wekukurudzira wakagoverwa kumapoka chaiwo

Mamwe matunhu ari kushandisa wadhi yemari yavakapihwa nehurumende uye kugovera cheki yeFourth Stimulus kumapoka chaiwo evanhu. Mamiriro ezvinhu anosiyana munharaunda imwe neimwe, asi ose anoita seane zvimwe zvinhu zvakafanana, zvakadai sokuva mune mamwe mamiriro ezvinhu makuru kana kuti kutarisana nemamiriro ezvinhu akaoma.

• Arizona

Iyo Grand Canyon State iri kutora imwe nzira yekukurudzira cheki: iri kugovera kune vanhu vanodzokera kubasa. Chirongwa cheArizona che "Back to Work" chinopa $2.000 XNUMX kune avo vakawana basa mushure mekushaya mabasa.³ Asi iwe unofanirwa kunge uri mubasa rako idzva kwemavhiki masere usati wawana mabhenefiti.

• California

Iyo Golden State ndiyo yega pane rondedzero inopa macheki makuru ekukurudzira akafanana neanobva kuhurumende yemubatanidzwa. Heino kuparara kwenhamba dzayo: VekuCalifornia vanowana madhora makumi manomwe neshanu kana pasi vakagamuchira cheki yenguva imwe chete yemadhora mazana matanhatu kana zviuru zana nemakumi maviri pasi peGolden State Stimulus I.⁴ Uye neGolden State Stimulus II, vaigona kuwana mubhadharo wechipiri wekusimudzira kubva pamadhora mazana mashanu kusvika pamadhora zana nemakumi mashanu.⁵ Izvi zviri kuwedzera kune imwe mari yakatengwa nehurumende kuburikidza neEarly Childhood Tax Credit kune vane vana vane makore matanhatu kana pasi.⁶

• Colorado

Vakomana ava vakasarudza kuisa pfungwa pakupa cheki yavo yekukurudzira kune vasingashande. Vakatumira madhora mazana matatu nemakumi manomwe neshanu kune vanhu vaive vawana kamwechete mubhadharo wekushaya basa pakati paKurume 375, 15, naGumiguru 2020, 24.⁷

• Maine

Kuchamhembe kwakadziva kumabvazuva, Maine iri kugovera muripo we "njodzi". Aya macheki mazana maviri nemakumi masere nemashanu emadhora ari kutumirwa sekutenda kune avo vakagara pabasa panguva yedenda.⁸

Uye muna Kubvumbi 2022, Maine yakazivisa kuti yaizotumira madhora mazana masere nemakumi mashanu emavhocha ekubatsira kune vangangosvika mazana masere nemakumi masere ezviuru zvevagari vayo kuti vagadzirise mhedzisiro yekukwira kwemitengo.⁹ Inopihwa mari nebhajeti renyika rakasara, macheki achatumirwa kutanga muna Chikumi 2022.

• Maryland

MuMaryland, chero munhu aiti Earned Capital Tax Chikwereti pamitero yavo ya2019 anogona kugamuchira cheki yekusimudzira inokosha mazana mashanu emadhora (mhuri) kana madhora mazana matatu (vanhu).¹⁰

• Missouri

Kana iwe uchigara muMissouri uye uchishanda muchipatara chepfungwa, imba inochengeterwa vakwegura, kana jeri (rinozivikanwawo sejeri), teerera. Hurumende iri kupa vanhu ava imwe madhora mazana maviri nemakumi mashanu pamubhadharo wega wega wekuvatenda nebasa ravo panguva yedenda.¹¹

• New Mexico

MuNyika yeEnchantment, madhora miriyoni mashanu achagoverwa kune avo vakatadza kukodzera kuwana federal stimulus package. Vatsva vekuMexico vari muboka remari shoma vanowana mubhadharo wenguva imwe chete wemadhora mazana manomwe nemakumi mashanu.¹²

• New York

Kuburikidza nechirongwa chinodaidzwa kuti Excluded Workers Fund, New York State iri kugovera pakati pemadhora zviuru zvitatu nemazana maviri nemakumi mashanu nemazana matanhatu emadhora mune imwe nguva yekushaikwa kwemabasa kune vashandi vakarasikirwa nemabasa kana mari yavo panguva yedenda reCCIDID-3.200 asi vanga vasingakodzeri kubatsirwa senge mabhenefiti ekushaikwa kwemabasa kana mubhadharo wekusimudzira.¹³

• Vermont

Vermont's Frontline Risk Grant chirongwa chakapa stubs yemadhora zana nemakumi maviri kusvika kumadhora zviuru zviviri kune vashandi vepamberi vakashanda mumwedzi yekutanga yedenda.¹⁴ Vashandi vakagamuchira cheki vakavhara mabasa akasiyana-siyana, kusanganisira vatengesi vezvekudya uye vezvekudya, vatarisiri, uye vashandi vehutano.

4th Incentive cheki yevadzidzisi

Kune dzimwe nyika, cheki yavo yechina yekukurudzira ine huso hutsva: mabhonasi evadzidzisi! Hachisi chakavanzika kuti vadzidzisi magamba asina kuimbwa munharaunda dzedu. y Vakazviisa pamuyedzo panguva yedenda. Kuvaratidza kuzivikanwa kwavanofanirwa, dzimwe nyika dziri kupa vadzidzisi chikamu chekota muzana.

• Florida

MuFlorida, vadzidzisi vanogashira bhonasi yemadhora chiuru, kunyange hazvo ruzivo rwekuti ndiani anokodzera hahusati hwazivikanwa. Kana iwe uri murairidzi muSunshine State, tarisa nedunhu rako kuti uone kana uchikodzera.¹⁵

• Georgia

Georgia inowedzera iyo $1.000 bhonasi yevadzidzisi venguva yakazara uye maneja. Vadzidzisi venguva pfupi vacharamba vachiwana bhonasi yemadhora mazana mashanu, uye pane chirongwa chekupa bhonasi kuvadzidzisi vekukireshi.¹⁶

• Michigan

Mukutanga kwa2021, Michigan yakashandisa rubatsiro kubhadhara mazana mashanu emadhora mabhonasi kune varairidzi vayo uye madhora mazana maviri nemakumi mashanu kuvashandi vechikoro. Hazvisati zvazivikanwa kuti imwe bhonasi ichagovewa here.¹⁷

• Tennessee

Yedu chaiyo Tennessee iri kupa vadzidzisi venguva yakazara $1.000 uye varairidzi venguva pfupi $500 sekutenda nebasa ravo rakaoma.¹⁸

• Texas

Panguva iyi hapana chakaitika mudunhu rese zvakadaro, Asi mamwe matunhu muLone Star State ari kuparadzira mabhonasi avo kumativi ose. Matunhu ari kupa zvinhu zvakaita sezvikamu zviviri kana zvina kubva muzana, bhonasi yemadhora mazana mashanu, uye kunyange kurudziro yemadhora zviuru zviviri kuti vamwe vadzidzisi vadzoke mukirasi.¹⁹

Ndeapi maguta ari kugovera 4th stimulus vouchers?

Hezvino zvazvinoita: maguta anokodzerawo mavhoti ekukurudzira (yaingova nyaya yenguva, handizvo here?). Tarisa kana guta rako rakagadzira rondedzero:

• Chicago

Vagari vane mari yakaderera veWindy City vakagamuchira cheki yekusimudzira nemukana. Unoverenga zvakanaka. Chicago ichagovera macheki mazana mashanu emadhora pamwedzi kuvanhu zviuru zvishanu mugore rose ra500. Vachasarudzwa zvisina tsarukano pakudhirowa kwekusimudzira uku.²⁰

• Los Ángeles

Kufanana neChicago, Los Angeles inogovera mubhadharo kune vagari vane mari shoma kwegore. Chirongwa chayo, chinodaidzwa kuti BIG:LEAP, chinopa zviuru zvitatu nemazana maviri vanhu vakasarudzwa zvisina tsarukano madhora chiuru pamwedzi.²¹

• Pittsburgh

Chirongwa chePittsburgh chinodaidzwa kunzi Chete Mari kuyedza uye chinopa mazana maviri evagari vepasi madhora mazana mashanu pamwedzi kwemakore akati wandei. Chirongwa ichi chichashandisa $200 miriyoni mune yakaderera maZIP macode.²²

• Santa Ana

Vagari vepedyo muLos Angeles vari kugamuchira yavo yega chirongwa chekusimudzira, chinodaidzwa kuti Santa Ana Residents Stimulus Chirongwa. Ichagovera $6 miriyoni kunzvimbo dzeSanta Ana pazasi pehurombo. Mari yemadhora mazana matatu ichaiswa pamakadhi ekubhengi ekare uye agogoverwa imba neimba kuvagari vangangosvika zviuru makumi maviri.²³

• Seattle

Seattle ane imwe yemabhadharo ane rupo pane iyo rondedzero. Iyo Seattle Assistance Fund chirongwa chemadhora miriyoni gumi nematanhatu chinoita mubhadharo wemadhora chiuru kusvika kumadhora zviuru zvitatu kune vagari vane mari yepasi veEmerald City.²⁴

Pachava neimwe federal stimulus cheki here?

Vanhu vazhinji vanobvuma kuti hazviite kuti hurumende yemubatanidzwa itumire imwe hombe yekusimudzira cheki. Nekudaro, vamwe vanoita zvemitemo vanoramba vachisundidzira imwe cheki yekusimudzira kubatsira vanhu vekuAmerica vari kunetseka kuvakazve kubva kuCCIDID-19 nekukanganisa kwayo hupfumi. Uye neiyo Delta uye Omicron akasiyana kunze uko, imwe yekusimudzira inogona kunge iri munzira ye... pasi roseHauzivi. Zvisinei, chete el tiempo achazvitaura. Vanhu vazhinji havanawo kufunga kuti tichaona chechitatu chekusimudzira, asi zvakaitika.

Nehupfumi uye basa riri kukwira, kudiwa kwekutarisa kwekusimudzira kwakadzikira kupfuura zvazvanga zviri kubva pakatanga denda. Tisingarevi kuti vanhu vazhinji vanga vachiwana mari yakawedzerwa mwedzi wega wega nekuda kwechikwereti chemutero wemwana. Kuwedzera zvese izvi kumusoro, zviri nyore kuona kuti panogona kunge paine kwete kuva imwe stimulus cheki. Asi kana aripo, musazvinetse, tichakuzivisai.

Vanhu vekuAmerica vakashandisa sei cheki yavo yekukurudzira?

Paive nevatatu-vakaverenga-kolme kurudziro yehurumende inotarisa pamwero mukuru kubva pakatanga denda. Uye ikozvino kuti nguva yakanaka yapfuura kubva cheki yekutanga yakaunzwa, isu tave kutanga kuona kuti iyo mari yakashandiswa sei. Ongororo yedu yehupfumi hwemunhu yakawana kuti yeavo vakagamuchira cheki yekusimudzira:

• 41% vakaishandisa kubhadhara zvinodiwa senge chikafu nemabhiri
• 38% yakachengetedza mari
• 11% vakaishandisa pazvinhu zvaisaonekwa sezvinokosha
• 5% yakaisa mari

Uye pamusoro pazvo zvese, heino dzimwe nhau dzakanaka: Census Bureau data inoratidza kuti kushomeka kwechikafu kwadzikira ne40% uye kusagadzikana kwemari kwakadzikira ne45% mushure mekutariswa kwekupedzisira kwekukurudzira.²⁵ Iro idambudziko guru. Asi mubvunzo ndeuyu: kana vanhu vari nani panguva inoVachanyanya kuda kubata mari yavo kuti vaone kuti zvese zvinofamba zvakanaka here? inosara nenzira iyi?

Usamirire cheki yekukurudzira yechina kutora kutonga kwemari yako.

Kuwana imwe mari yakawedzerwa paunenge uri mupiniki kunogona kuita sekufema kwemweya mutsva, asi usavimba nekurudziro sechirongwa chemari. Takambozvitaura uye tichazvitaura zvakare uye zvakare (kazhinji sezvinodiwa): usamirire kuti hurumende ikuchengete. Ndizvo kwete kubheja kwakanaka.

Uye chokwadi ndechekuti, iwe uchange wakamirira kwenguva yakareba. Chechina yekukurudzira cheki inogona kubatsira, asi haizove nzira yako yekurarama. Kana iwe uchida chaizvo kutora kutonga kwemari yako, iwe unoda chirongwa chakasimbiswa icho tú ndiwe unotonga.

Tarisa, macheki ekusimudzira anongokuchengeta uchiyangarara kwechinguva. Asi kunzwisisa maitiro ekuita bhajeti, kuchengetedza, uye kubata mari yako pamusoro penguva refu kuchakubatsira kubva pakurarama uchibudirira. Uye isu tinoziva chaizvo zvaunoda kuti usvike ikoko.

Paunoronga bhajeti neEveryDollar, iwe unowanzo kuchengetedza mitengo yako pasi pekutonga uye kufambira mberi kune yako zvinangwa zvemari. Ita kuti mari yako ikushandire uye utange kurarama hupenyu hwaunoda, usingamirire hurumende. Tanga kuita bhajeti mahara neEveryDollar nhasi!