Safety in mobile devices has taken on greater relevance in recent months, especially for banking applications. A recent update to the Play Integrity API Android It could mark a turning point, as it would allow these apps to restrict essential functions on devices that do not have the necessary functions. up-to-date security updates. This represents a significant change in the way financial applications interact with our mobile devices.
With this new feature, Google seeks to strengthen the protection of personal data and prevent potential fraud. This measure could have direct implications, since many users They don't update their devices for various reasons, such as lack of manufacturer support or lack of awareness of the importance of security patches.
What is the Play Integrity API and how does it affect banking apps?
The Play Integrity API is a tool that Google has designed to monitor the security of devices running applications on Android. This API can detect suspicious activities, verify software integrity, and check whether the device meets basic security measures. In the latest announcement, a feature has been added that will allow you to evaluate whether a mobile has received recent security updates.
This means that applications will be able to obtain a «safety verdict» on the device and adapt its behavior. For example, if a terminal is not up to date with security patches, the app may decide to restrict key features or even block their use altogether.
Developers will be able to implement these features starting today, but their automated activation is scheduled for May 2025. This change will especially affect applications related to banking, finance and government agencies.
Updates and fragmentation: Android's Achilles heel
One of the biggest problems facing Android is the fragmentation of its operating system. Many users are still using old versions of the operating system or devices that do not receive regular updates. This puts the security of applications that handle sensitive information, such as banking, at risk.
Google has tried to mitigate this problem by bringing forward previous versions of Android, but this often leaves many devices unsupported. In this context, the new Play Integrity approach could help reduce risks, but at the cost of limiting the use of certain apps. apps on older devices.
It is important to mention that a banking app could block functions even if the device complies with the «basic integrity» of the API but is not up to date with the latest updates. This is especially relevant in a technological landscape where cyberattacks are on the rise.
What the experts say and the effects for users
The implementation of this measure has generated a debate among experts. While some consider that It is a necessary tool to protect users from fraud and cyber attacks, Others argue that it could exclude a large portion of the population. This is especially true in countries where users tend to keep their devices for years without updating them.
Banking in particular could face a dilemma. On the one hand, security is a top priority; on the other, these restrictions could affect its scope and operability, as many customers may be unable to use the app.
Starting in May 2025, Android users will have one more reason to keep up with security updates, especially if they rely on financial apps. Both Google and banking institutions will have to find a balance to implement this measure effectively and accessibly.
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