Top 5 Mobile Credit Card Readers for Your Business

It's a good idea to invest in a credit card reader that can handle multiple payment methods for your business. In this day and age, everything is automated. It would be frustrating for your customers to continue using cash. Technology has allowed us to have many mobile credit card readers, which allow us to make direct debits even on the move.

You can use your mobile credit card reader to easily perform pay-as-you-go transactions, manage inventory, or even set up point-of-sale systems. All payment processing can now be handled by your mobile phone, making it much easier for customers to purchase goods and services. Many of these service providers offer free basic card readers and complementary apps to make payment even easier. We have put together a list of the top 5 mobile payment processing apps or mobile credit card readers to help your business.

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These are the top five mobile credit card users for your business

Square

Square is an industry leader in mobile credit card processing. One of the most established mobile credit card payment options, Square is known for its simple pricing. You don’t need to sign a contract. The flat rate processing fee is affordable for all users. There are no annual, monthly, or hidden fees. There is a 2,75% processing fee for all stolen cards. Square is even better because it doesn’t differentiate between card types. Credit, debit, and other cards all have the same fees.

Square Register, the company's app, works on both Android as in iOSSquare will send you a mobile magnetic stripe card reader when you sign up. You can use the Square Point-of-Sale app to make payments from your tablet or smartphone. smartphone with this free Square card reader. The Square card reader can send you receipts via email or SMS, and connect a receipt printing device to your tablet. Square offers an EMV-compatible mobile card reader for Square that supports contactless payments like Apple Pay, which uses NFC technology.

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QuickBooks GoPayment

Intuit developed QuickBooks. GoPayment was created by Intuit. It handles credit card processing on mobile. It integrates with QuickBooks, but you don't need to use QuickBooks to process your QuickPayment transactions. GoPayment's interface is simple and intuitive on both mobile phones and tablets. You can enter anything in the app into QuickBooks, including receipts, inventory management, and billing.

QuickBooks GoPayment has two plans. One is a pay-as-you-go plan, the other is a monthly plan. For each transaction, the pay-as-you-go plan will charge a 2,4% flat fee and $0,25 for processing. While the monthly plan is cheaper but has a monthly fee. Although QuickBook GoPayment is cheaper than other mobile credit card readers, it charges a PCI compliance fee. This fee varies based on the number of transactions made.

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PayAnywhere

Mobile credit card processing is easy with this option. For the same low price, PayAnywhere Mobile lets you accept credit cards and MasterCards, Visas, PayPal, Discover, Visa, PayPal and Visa. The free credit card reader lets you turn any Android, Apple or tablet device into a mobile card reader. Mobile payment processing apps are not only easy to use, but they also offer robust functionality.

It's customizable and allows you to add an unlimited number of people to your services or business account. The app also offers detailed online and in-app reporting that lets you know what customers are buying, where, and when. All cards, including American Express, are subject to a 2,69% processing fee per swipe. No setup fees, monthly fees, or hidden charges.

PayPal is here

PayPal is here is the mobile processing arm of PayPal. It allows you to accept credit card payments from your PayPal Business account. PayPal allows you to accept all credit and debit cards. You can also send invoices for future payments. There are two reader options available: chip readers or mobile card readers. Mobile card readers are compatible with Android, iOS, and Windows and accept magnetic stripe credit and debit cards.

Every player works with PayPal Here. The processor plugs directly into the audio jack on your smartphone. It's very easy to use. When you create an account, you get a free PayPal Here swiper. PayPal charges a flat 2,7% fee on all transactions. This applies regardless of whether the card has been used or not. Small businesses will find this option attractive, as there are no monthly fees or minimum monthly requirements. PayPal may take longer than other mobile credit card processors to receive your money. PayPal may take up to three days to approve your account, once it's set up.

Check out this article: PayPal announces critical patch that will prevent hackers from stealing OAuth tokens

EMS+

Electronic Merchant Systems has been a global leader in merchant and transaction services for over 25 years. EMS+ is their mobile processing arm. They offer simple, cost-effective, and secure credit card processing services. You will receive a mobile magnetic stripe swiper instantly when you sign up. You can purchase additional swipers for $10. EMS+ rates offer the best value on the market. They have a flat rate of $2,25 per transfer, with no monthly fees or hidden charges. All card types are eligible for this rate, including basic and reward cards.

Installation is very simple. Simply download the EMS+ app and plug your credit card reader into the headphone jack of your tablet or smartphone. You can then accept credit cards immediately. EMS+ allows you to process credit cards instantly from anywhere. When the customer receives the automatic receipt, the money is immediately deposited into their current account.

Conclusion

Small businesses don't need to use old, cumbersome cash registers to make money. These mobile credit card readers allow you to quickly get money from customers without leaving the office. These mobile credit card readers require you to plug them into the audio jack on your smartphone. Advances in mobile technology haven't stopped there. We now have mobile processing apps like Wagon Wheel Record These cards do not require a card reader.

Cartwheel Register uses your phone's camera to collect data. These transactions can be processed like online transactions. You do not need to comply with EMV regulations. Overall, credit card readers can be a great way to increase productivity and collect payments.